{"id":1844,"date":"2023-09-26T07:57:50","date_gmt":"2023-09-26T05:57:50","guid":{"rendered":"https:\/\/novo-finances.fr\/?page_id=1844"},"modified":"2024-02-17T15:02:35","modified_gmt":"2024-02-17T14:02:35","slug":"trouver-un-pret-immobilier","status":"publish","type":"page","link":"https:\/\/novo-finances.fr\/trouver-un-pret-immobilier\/","title":{"rendered":"Trouver un pr\u00eat immobilier"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1844\" class=\"elementor elementor-1844\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3d1d1abf elementor-section-height-min-height elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"3d1d1abf\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-59fd131a\" data-id=\"59fd131a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9b9ff53 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"9b9ff53\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 08-12-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Trouver un pr\u00eat immobilier\u200b<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51ab5191 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"51ab5191\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 08-12-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>L&rsquo;achat immobilier est un acte important dans la vie d&rsquo;un foyer et peut s&rsquo;av\u00e9rer \u00eatre un parcours du combattant notamment pour un primo-acc\u00e9dant. Entre les visites de maisons et les rendez-vous \u00e0 la banque, investir dans un bien immobilier peut prendre vous prendre beaucoup de temps et d&rsquo;\u00e9nergie. Passer par <b>NOVO FINANCES<\/b>, c&rsquo;est s&rsquo;assurer d&rsquo;avoir un interlocuteur expert en financements, de b\u00e9n\u00e9ficier de nos conseils et d\u2019un accompagnement personnalis\u00e9 pour votre projet.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b34c1f elementor-widget__width-initial elementor-mobile-align-center elementor-widget-mobile__width-initial elementor-widget elementor-widget-button\" data-id=\"9b34c1f\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/novo-finances.fr\/simulation-pret#calculatrice\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Simuler mon pr\u00eat gratuitement<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-77c3a43 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"77c3a43\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bb26529\" data-id=\"bb26529\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c212167 elementor-widget elementor-widget-spacer\" data-id=\"c212167\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 08-12-2023 *\/\n.elementor-column .elementor-spacer-inner{height:var(--spacer-size)}.e-con{--container-widget-width:100%}.e-con-inner>.elementor-widget-spacer,.e-con>.elementor-widget-spacer{width:var(--container-widget-width,var(--spacer-size));--align-self:var(--container-widget-align-self,initial);--flex-shrink:0}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container,.e-con>.elementor-widget-spacer>.elementor-widget-container{height:100%;width:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer{height:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner{height:var(--container-widget-height,var(--spacer-size))}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty,.e-con>.elementor-widget-spacer.elementor-widget-empty{position:relative;min-height:22px;min-width:22px}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon,.e-con>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon{position:absolute;top:0;bottom:0;left:0;right:0;margin:auto;padding:0;width:22px;height:22px}<\/style>\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a44d353 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a44d353\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-narrow\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-0364f1c\" data-id=\"0364f1c\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cd0ef50 elementor-widget elementor-widget-html\" data-id=\"cd0ef50\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<i class=\"fa-solid fa-stopwatch\" style=\"display:flex;flex-direction:column;align-items:center;justify-content:center;font-size:48px;color:#E9E3D7;\"><\/i>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be96353 elementor-widget elementor-widget-heading\" data-id=\"be96353\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-medium\">Rendez-vous sous 48h<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-249927e\" data-id=\"249927e\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9e60738 elementor-widget elementor-widget-html\" data-id=\"9e60738\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<i class=\"fa-solid fa-magnifying-glass-chart\" style=\"display:flex;flex-direction:column;align-items:center;justify-content:center;font-size:48px;color:#E9E3D7;\"><\/i>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-09ea580 elementor-widget elementor-widget-heading\" data-id=\"09ea580\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-medium\">\u00c9tude de faisabilit\u00e9 et capacit\u00e9 d'emprunt<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-eaab9c5\" data-id=\"eaab9c5\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-16ada11 elementor-widget elementor-widget-html\" data-id=\"16ada11\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<i class=\"fa-solid fa-certificate\" style=\"display:flex;flex-direction:column;align-items:center;justify-content:center;font-size:48px;color:#E9E3D7;\"><\/i>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b8d373 elementor-widget elementor-widget-heading\" data-id=\"3b8d373\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-medium\">Certificat de pr\u00e9-accord de financement avec le NOVO PASS<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-db01e37 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"db01e37\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-edcb059\" data-id=\"edcb059\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4744cce elementor-widget elementor-widget-spacer\" data-id=\"4744cce\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f82e377 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f82e377\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-059870a\" data-id=\"059870a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ee16482 elementor-widget elementor-widget-heading\" data-id=\"ee16482\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Par quoi dois-je commencer pour obtenir un pr\u00eat immobilier ?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-446ea15 elementor-widget elementor-widget-spacer\" data-id=\"446ea15\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-863dc1f elementor-widget elementor-widget-text-editor\" data-id=\"863dc1f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Tout d\u2019abord, il faut d\u00e9terminer quel est votre besoin ? Est-ce pour votre r\u00e9sidence principale ? Pour un investissement locatif ? Pour y loger un enfant aux \u00e9tudes ? Pour une r\u00e9sidence secondaire ?Pour payer moins d\u2019imp\u00f4t tout en investissant dans la pierre ? Ensuite quel type de bien souhaitez-vous acheter ? Une maison, un appartement ? Ou bien faire construire une maison en passant par un constructeur de maison individuelle ? Ou encore acheter un bien \u00e0 r\u00e9nover ?<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-625f65c elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"625f65c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-a020491\" data-id=\"a020491\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9405dd6 elementor-widget elementor-widget-html\" data-id=\"9405dd6\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<i class=\"fa-solid fa-house\" style=\"display:flex;flex-direction:column;align-items:center;justify-content:center;font-size:48px;color:#E9E3D7;width: 90px;height: 90px;border-radius: 45px;background: white;\"><\/i>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-3884527\" data-id=\"3884527\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-74e3e3b elementor-widget elementor-widget-html\" data-id=\"74e3e3b\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<i class=\"fa-solid fa-building\" style=\"display:flex;flex-direction:column;align-items:center;justify-content:center;font-size:48px;color:#E9E3D7;width: 90px;height: 90px;border-radius: 45px;background: white;\"><\/i>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-fadf916\" data-id=\"fadf916\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-293f67d elementor-widget elementor-widget-html\" data-id=\"293f67d\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<i class=\"fa-solid fa-paint-roller\" style=\"display:flex;flex-direction:column;align-items:center;justify-content:center;font-size:48px;color:#E9E3D7;width: 90px;height: 90px;border-radius: 45px;background: white;\"><\/i>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-ea1593a\" data-id=\"ea1593a\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8e9161f elementor-widget elementor-widget-html\" data-id=\"8e9161f\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<i class=\"fa-solid fa-hammer\" style=\"display:flex;flex-direction:column;align-items:center;justify-content:center;font-size:48px;color:#E9E3D7;width: 90px;height: 90px;border-radius: 45px;background: white;\"><\/i>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-91d8883 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"91d8883\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5814839\" data-id=\"5814839\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-65772fe elementor-widget elementor-widget-spacer\" data-id=\"65772fe\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a5dab1 elementor-widget elementor-widget-text-editor\" data-id=\"5a5dab1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Quand vous avez identifi\u00e9 ce que vous souhaitez, il faut ensuite calculer votre capacit\u00e9 d\u2019emprunt. Pour cela, vous pouvez soit contacter votre banque soit passer par un courtier en immobilier. Vous devrez fournir des documents pour justifier de votre situation familiale, professionnelle, financi\u00e8re etc\u2026 Apr\u00e8s l\u2019analyse de votre dossier, le courtier ou le conseiller bancaire estimera avec vous votre capacit\u00e9 d\u2019emprunt selon vos revenus, vos charges (loyer, cr\u00e9dit, pension alimentaire\u2026). La mensualit\u00e9 d\u2019un pr\u00eat ne peut pas d\u00e9passer 35% de taux d\u2019endettement. Exemple : vous gagnez 3000\u20ac\/mois, votre mensualit\u00e9 de pr\u00eat ne pourra pas exc\u00e9der 1050\u20ac par mois. Si vous avez un cr\u00e9dit en cours de 200\u20ac par mois, dans ce cas votre mensualit\u00e9 maximum de cr\u00e9dit immobilier sera de 850\u20ac\/mois. Vous avez maintenant une id\u00e9e du montant que vous pouvez emprunter, vous pouvez donc faire vos recherches de biens en passant par diff\u00e9rentes plateformes : Leboncoin, Seloger, Bienici\u2026 Pensez \u00e0 mettre des alertes sur vos applis en d\u00e9finissant vos crit\u00e8res de recherche afin de ne pas louper une bonne occasion !<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c20f5b7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c20f5b7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-caa1b0d\" data-id=\"caa1b0d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5e4e049 elementor-widget elementor-widget-spacer\" data-id=\"5e4e049\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-aad5252 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"aad5252\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-97b8262\" data-id=\"97b8262\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-d57fd16\" data-id=\"d57fd16\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bbe4d77 elementor-widget elementor-widget-heading\" data-id=\"bbe4d77\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Votre budget s\u2019adapte \u00e0 vous, comme votre courtier !<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9396ffd elementor-widget elementor-widget-text-editor\" data-id=\"9396ffd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Faites-vous une id\u00e9e du montant que vous pouvez emprunter selon vos revenus !\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d7d514 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"8d7d514\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/novo-finances.fr\/simulation-pret#calculatrice\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Simuler mon budget<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-50bb1d9\" data-id=\"50bb1d9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8b68a69 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8b68a69\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0b6972a\" data-id=\"0b6972a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-47202d8 elementor-widget elementor-widget-spacer\" data-id=\"47202d8\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5912610 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5912610\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-489320e\" data-id=\"489320e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-191b041 elementor-widget elementor-widget-heading\" data-id=\"191b041\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pourquoi c\u2019est simple de passer par un courtier ?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dde3667 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dde3667\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-16146ca\" data-id=\"16146ca\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c0a6030 elementor-widget elementor-widget-text-editor\" data-id=\"c0a6030\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ol style=\"list-style: none;\"><li><i class=\"fa-solid fa-1\" style=\"color: #cfc1b0; margin-right: 20px;\"><\/i>Rendez-vous avec le courtier (Client)<\/li><li><i class=\"fa-solid fa-2\" style=\"color: #cfc1b0; margin-right: 20px;\"><\/i>Montage du dossier<\/li><li><i class=\"fa-solid fa-3\" style=\"color: #cfc1b0; margin-right: 20px;\"><\/i>D\u00e9p\u00f4t de la demande en banque<\/li><li><i class=\"fa-solid fa-4\" style=\"color: #cfc1b0; margin-right: 20px;\"><\/i>Choix de la proposition<\/li><li><i class=\"fa-solid fa-5\" style=\"color: #cfc1b0; margin-right: 20px;\"><\/i>Rendez-vous banque (Client)<\/li><li><i class=\"fa-solid fa-6\" style=\"color: #cfc1b0; margin-right: 20px;\"><\/i>\u00c9dition de l\u2019offre de pr\u00eat<\/li><li><i class=\"fa-solid fa-7\" style=\"color: #cfc1b0; margin-right: 20px;\"><\/i>Acceptation de l\u2019offre de pr\u00eat 11 jours apr\u00e8s<\/li><li><i class=\"fa-solid fa-8\" style=\"color: #cfc1b0; margin-right: 20px;\"><\/i>D\u00e9blocage des fonds<\/li><li><i class=\"fa-solid fa-9\" style=\"color: #cfc1b0; margin-right: 20px;\"><\/i>Signature notaire (Client)<\/li><\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-72e9868\" data-id=\"72e9868\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5fd645e elementor-widget-tablet__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"5fd645e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul style=\"list-style: none;\"><li><strong>Gain de temps et d\u2019efforts :<\/strong> pas besoin de faire le tour des banques, votre courtier s\u2019en occupe et pense \u00e0 tout !<\/li><li><strong>Accompagnement et disponibilit\u00e9 :<\/strong> Nous savons qu\u2019acheter un bien immobilier est un moment stressant, c\u2019est pourquoi nous sommes joignable \u00e0 tout moment pour r\u00e9pondre \u00e0 vos questions et vous rassurer dans vos d\u00e9marches. Mais aussi on vous accompagne au rendez-vous de finalsiation avec la banque !<\/li><li><strong>Optimisation de vos conditions de cr\u00e9dit :<\/strong> Notre travail c\u2019est aussi de faire en sorte que vous ayez les meilleurs conditions tarifaires du march\u00e9 que ce soit en mati\u00e8re de co\u00fbt d\u2019int\u00e9r\u00eats mais aussi d\u2019assurance.<\/li><li><strong>Expertise et conseils professionnels :<\/strong> C\u2019est la base, mais il faut le redire. Notre m\u00e9tier est r\u00e9glement\u00e9 par les pouvoirs publics, et nous devons vous fournir le meilleur conseil personnalis\u00e9 par rapport \u00e0 votre situation.<\/li><li><strong>Pr\u00eat Employeur :<\/strong> on vous aide \u00e9galement \u00e0 monter votre dossier de pr\u00eat Action Logement \/ IGESA\u2026<\/li><li>Votre courtier NOVO FINANCES peut vous remettre, apr\u00e8s \u00e9tude de votre projet, un pr\u00e9-accord de financement que vous pourrez utiliser pour faire une offre d\u2019achat sur un bien par exemple.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ca7a13f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ca7a13f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cd7cfbe\" data-id=\"cd7cfbe\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4218ed6 elementor-widget elementor-widget-text-editor\" data-id=\"4218ed6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>\u00c0 chaque \u00e9tape, votre courtier NOVO FINANCES vous accompagne afin de s\u2019assurer du bon d\u00e9roulement de l\u2019obtention de votre cr\u00e9dit immobilier ! Notre objectif est de vous assurer une s\u00e9r\u00e9nit\u00e9 afin de simplifier les d\u00e9marches d\u2019acc\u00e8s au cr\u00e9dit immo !<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c259fa elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4c259fa\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/novo-finances.fr\/rendez-vous-avec-un-expert\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Prendre rendez-vous<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b68ae49 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b68ae49\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d9f6262\" data-id=\"d9f6262\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-060caa1 elementor-widget elementor-widget-spacer\" data-id=\"060caa1\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4ad16097 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4ad16097\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-49e87c53\" data-id=\"49e87c53\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6d176801 elementor-widget elementor-widget-heading\" data-id=\"6d176801\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Besoin d\u2019un accord de principe en 48h ?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7dd47788 elementor-widget elementor-widget-text-editor\" data-id=\"7dd47788\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Vous avez eu un coup de coeur pour une maison mais vous ne voyez votre conseiller que dans 15 jours ? Nous nous engageons \u00e0 vous transmettre un certificat de faisabilit\u00e9 sous 48h afin de pouvoir faire sur une offre ce bien et ne pas louper<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c588ca8 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"3c588ca8\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/novo-finances.fr\/demande-accord-de-principe\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Demander mon accord de principe<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Trouver un pr\u00eat immobilier\u200b L&rsquo;achat immobilier est un acte important dans la vie d&rsquo;un foyer et peut s&rsquo;av\u00e9rer \u00eatre un parcours du combattant notamment pour un primo-acc\u00e9dant. Entre les visites de maisons et les rendez-vous \u00e0 la banque, investir dans un bien immobilier peut prendre vous prendre beaucoup de temps et d&rsquo;\u00e9nergie. Passer par NOVO&hellip;&nbsp;<a href=\"https:\/\/novo-finances.fr\/trouver-un-pret-immobilier\/\" class=\"\" rel=\"bookmark\">Lire la suite &raquo;<span class=\"screen-reader-text\">Trouver un pr\u00eat immobilier<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"on","footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.9.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Trouver un pr\u00eat immobilier - Novo Finances<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/novo-finances.fr\/trouver-un-pret-immobilier\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Trouver un pr\u00eat immobilier - Novo Finances\" \/>\n<meta property=\"og:description\" content=\"Trouver un pr\u00eat immobilier\u200b L&rsquo;achat immobilier est un acte important dans la vie d&rsquo;un foyer et peut s&rsquo;av\u00e9rer \u00eatre un parcours du combattant notamment pour un primo-acc\u00e9dant. Entre les visites de maisons et les rendez-vous \u00e0 la banque, investir dans un bien immobilier peut prendre vous prendre beaucoup de temps et d&rsquo;\u00e9nergie. 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